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ARTICLE UPDATED MAY 2025

Owning a CBD store presents unique challenges in securing payment solutions. Despite the legality of CBD sales, many banks and traditional payment providers still categorise these products as ‘high-risk’. Consequently, it’s essential to explore payment gateways specialising in the Cannabis/CBD Oil industry, including options for a CBD merchant account.

CBD Payment Gateway UK

It is essential to find a payment merchant that accepts common payment methods, such as credit cards, and offers the highest levels of confidentiality and security. Your merchant should also be fully certified with the PCI Security Standards Council.

Viva Wallet accept online payments for CBD Oil and other products

Viva Wallet is Europe’s leading cloud-based payment acquirer and issuer, and they welcome online CBD merchants to integrate their payment gateway for their stores. They provide affordable payment services with a global reach, offering efficient, transparent, multi-channel payment systems for inward and outward payments.

As a top 50 Power Fintech company, they offer innovative solutions. CBD businesses with both a physical and an online store have an end-to-end solution that includes physical card machines, a payment gateway, a virtual terminal, and pay-by-notification.

They also offer the features of a bank account with its own IBAN/Sort code and account number, and they issue their debit card, all of which can be managed in real-time through a personalised dashboard.

Viva Wallet has been the best and easiest solution for clients looking for a CBD payment gateway.

Key advantages include:
  •  Shopify & WordPress
  •  Subscriptions (WordPress only)
  •  A real-time, transparent dashboard
  •  Same day/Next day settlement
  •  Full card payment solution (POS, account and business debit card)
  •  No contracts
  • State-of-the-art card terminals
  •  No hidden costs
  •  No monthly or annual PCI charges
  •  No per-transaction authorisation fees
  •  No minimum monthly charges
  •  Low to zero acquiring charges when using a business Mastercard
  •  The ability to export files for accounting and reconciliation
Paytriot Payments

Paytriot offers a payment solution for companies looking to process CBD transactions (including subscriptions) that integrates with Shopify and WordPress/WooCommerce. Paytriot is a London-based FCA-registered payments company that can help businesses accept payments from all over the world. They have three main ways of accepting payments: by taking online card payments, over the phone, and by setting up subscription payments. Thanks to these many ways of accepting payments, you will find that using Paytriot to take your payments will help to open up your business to more customers around the globe.

Their processing territories are all European countries, excluding Austria, Denmark, Finland, Malta, Portugal, and Slovakia. They are proud of their growing presence in Spain and France.

Paytriot is also one of the few firms that will accept payments for CBD companies. Not all online payment merchants will work with CBD businesses, but Paytriot has already partnered with around 300 companies. If you choose to use them, you will have peace of mind knowing that you are working with a payment merchant that conducts its banking in the UK and is fully FCA registered.

Benefits of choosing Paytriot Payments
  • Shopify & WordPress/WooCommerce
  •  Subscription payments – * not user journey friendly
  •  Competitive Rates
  •  No Rolling Reserve
  •  Flexible Settlement Times
  •  Online, Over the Phone & Subscription Payments Offered
  • Worldwide Payments Processed
  •  Super Quick Set Up (72 hours)
  •  UK-based Account Manager
  •  FCA Registered Giving Peace Of Mind

You can read more about Paytriot in our blog post by clicking here or you can visit the Paytriot Payments website and contact them by clicking here.

Pixxles

Pixxles is emerging as a formidable choice for online CBD stores, especially start-ups and those operating in high-risk industries. This payment gateway distinguishes itself with some of the most competitive rates in the market, coupled with a suite of benefits tailored to its clients’ unique needs.

Key Features of Pixxles:
  • Specialisation in Start-Ups and High-Risk Industries: Pixxles is adept at supporting the dynamic and challenging environments of start-ups and high-risk sectors, including the CBD industry.
  • Business Bank Account Provision: Clients receive the added convenience of a business account, streamlining their financial management.
  • E-Money for Quicker Payouts: Pixxles’ use of e-money ensures faster payout processes, enhancing cash flow efficiency.
  • Transparent Pricing: They guarantee 100% transparency in pricing, with a strict no-hidden-fees policy.
  • Exceptional Customer Service: High-quality customer support is provided at no additional cost, ensuring a smooth experience for merchants.
  • Complimentary Setup: Pixxles offers setup services without extra charges, reducing initial overheads for businesses.
  • 3D Secure Transactions: Enhanced security for online transactions is ensured through 3D Secure technology.
  • Inclusive Approach: Their services are available to sole traders, broadening the scope of businesses that can benefit from them.
  • UK Cards: Transactions with UK cards incur a 1.4% + 20p fee.
  • EEA Cards: Transactions with EEA cards are charged at 2.5% + 20p.

Integration and Scope:

Pixxles is compatible with WordPress and WooCommerce platforms, making it a versatile option for online retailers. They accept sellers of CBD flower and hash, catering to clients in both the UK and Europe. Their payout schedule is daily, in arrears of 5 days, offering a balanced approach to cash flow and financial planning.

Do you want to contact Pixxles to discuss a CBD merchant account? Click here to discuss further.

Worldnet

Worldnet has been providing its payment gateway services across Europe and North America for over 12 years, earning a reputation for excellence. Their gateway is tailored for CBD businesses, offering a secure and reliable method for online processing of CBD payments. They support transactions for CBD Oil and various other products.

Worldnet offers a WordPress plugin for website integration, though it may not be as user-friendly or quick to set up as other options. They also provide a Shopify-compatible plugin. Both are PCI-compliant. While Worldnet advertises subscription capabilities, integrating this feature can be challenging.

Their integration guides are in English, with support offered by the Dublin-based Support and Integrations Team.

Worldnet stands out for its efficient access to funds and swift payment processing turnaround. Funds are settled daily in the business account, ensuring availability within a few days. This is a significant advantage over other gateways that might hold payments for up to 10 days and retain reserves.

This makes Worldnet an attractive option for eCommerce CBD stores, not only for the quick fund availability but also for its online banking dashboard. This dashboard facilitates the tracking of transactions and the efficient processing of both full and partial refunds.

The Worldnet include:
  •  WordPress & Shopify
  •  Lower fees
  •  Faster settlement of funds
  •  No rolling reserves
  •  Transparency
  •  English language documentation
  •  Dublin-based support team
Trust Payments

Trust Payments, a leading payment gateway with over two decades of experience, has established itself as an authoritative and reliable partner in payment processing, particularly for CBD businesses.

Their commitment to enabling secure and confident online payments for CBD-related transactions positions them as a premier choice for those looking to accept payments in this sector.

Initially starting as a payment gateway, Trust Payments has evolved into an omnichannel payments provider. They offer a comprehensive suite of services, including POS payment services, mobile payment facilities, in-store payment options, and a specialised online CBD payment gateway.

Renowned for its innovative approach to complex payment challenges and customer-focused ethos, Trust Payments has gained significant recognition and usage within the CBD community. It has adeptly identified and addressed the difficulties both businesses and consumers encounter when purchasing CBD products online, offering secure, reliable, and convenient payment solutions.

Trust Payments is proactive in engaging with CBD vendors, understanding their unique requirements, and delivering cutting-edge solutions to foster the growth of the CBD industry. Their expertise and supportive stance make them an invaluable ally for CBD merchants navigating the intricacies of online payment processing.

The clear benefits of using Trust Payments include:
  •  WordPress & WooCommerce Compatible. Not Shopify.
  •  Wide variety of payment methods
  •  Fast account setup
  •  Exceptional reliability and virtually no downtime
  •  24/7 UK Based technical support
  •  Tailored fees depending on your use

Want to contact Trust Payments to accept payments via your online CBD Store? Click here to find out more.

NMI: Payment Gateway

NMI emerges as a promising CBD payment gateway for merchant services, offering an alternative to traditional payment options. While it may present a steeper learning curve than other UK-based solutions, its specialisation as a payment gateway expert is noteworthy. NMI caters to any legal industry with a Merchant Account and requires integration with their system.

For CBD businesses seeking a comprehensive solution, NMI facilitates connections with affiliate companies to provide the necessary Merchant Account. Once this account is established, CBD merchants can seamlessly utilise NMI as their payment gateway.

This approach positions NMI as a versatile and practical merchant account provider for the CBD industry, navigating the complexities of financial transactions in this specialised market.

Epay and ClearHaus

Epay and ClearHaus, based in Denmark, collaborate closely to provide a cohesive solution for CBD merchants looking to accept payments, including credit card payments, in the CBD market. To leverage their services, businesses must create accounts with both entities. This partnership is particularly adept at accommodating companies that sell CBD Bud/Flower, showcasing their commitment to offering effective CBD payment solutions.

Their strong inter-company relationship is a key advantage for CBD merchants seeking a streamlined and reliable method to process payments. By combining their expertise, Epay and ClearHaus ensure a more integrated and efficient approach to handling CBD payments, making them a valuable choice for businesses in this specialised industry.

Frequently Asked Questions

Can I use PayPal to sell CBD products?

No, PayPal does not currently allow CBD payment processing. CBD is considered a high-risk product, and PayPal’s policies prohibit its sale through its platform. Businesses selling CBD online will need to work with specialised CBD payment processors or high-risk payment processors that offer a secure payment gateway tailored to the cannabis industry. Always check the latest policies from payment gateway providers before choosing a platform.

Does Shopify work with CBD websites?

Yes, Shopify allows the sale of CBD products in regions where it’s legal, including the UK and the US. However, it does not provide a built-in secure payment gateway for CBD. Sellers must integrate third-party CBD payment processors or work with high-risk payment processors that comply with Shopify’s requirements. Before launching your CBD ecommerce store, confirm that your payment gateway provider supports CBD payment processing in your country.

Is CBD legal to sell in the UK?

CBD is legally sold in the UK, provided it meets strict regulations. The product must contain less than 0.2% THC and must not be sold as a medicine unless licensed. Sellers must ensure all products are appropriately labelled and meet food safety standards. While selling CBD online is permitted, you’ll need compliant CBD payment processors or a high-risk payment gateway to handle transactions securely.

However, it’s important to note that CBD flower (the raw hemp bud) is currently classified as a controlled substance under UK law, regardless of its THC content. This means that possessing, selling, or importing CBD flower without a Home Office licence is illegal.

Despite a 2023 Court of Appeal ruling suggesting that low-THC hemp flower is not a narcotic, this has not changed the legal status of CBD flower. Therefore, businesses should avoid selling CBD flower and focus on compliant products like oils, capsules, and topicals.

Can I use WordPress to sell CBD?

Yes, WordPress is a flexible platform for selling CBD online using WooCommerce. However, you must use a compatible CBD payment processor, as standard gateways like Stripe or PayPal do not support CBD sales.

Many high-risk payment processors offer secure payment gateway plugins for WordPress. Ensure your ecommerce setup fully complies with legal requirements and is supported by trusted payment gateway providers experienced in CBD payment processing.

Wesley Cude

Wesley Cude is the Founder of Cude Design and previously established The CBD Supplier, which he recently sold. A seasoned remote worker since 2013, he splits his time between London and Lisbon. Wesley is a driven entrepreneur with a keen focus on SEO.